Operations
Financial services
Financial data.Processed and auditable.
For fintechs, payment institutions, asset managers, securitization companies and credit co-ops that read third-party accounts, reconcile high volumes and need a trail for every figure.
Today's deposits and withdrawals
- Pix receivedR$12,400.00Pay-inCustomer funds to settleCategorized
- Pix sentR$8,150.00Pay-outCustomer funds to settle
Sample data.
Why it's different
Millions of transactions.Each one needs a source.
In financial services, volume is unforgiving: a small exception rate becomes a queue nobody can work by hand, and every figure needs a trail.
- 01Volume no spreadsheet can holdDaily reconciliation of thousands of transactions.
- 02Data from many institutionsCustomer accounts at banks with different formats.
- 03Traceability requiredAuditors ask for the source of every entry.
How many transactions a day does your operation reconcile without anyone looking?
Book a demoReconciliation
Reconciliation at scale.Only exceptions go to a person.
Any two data sets, by file, database or webhook, matched by rule set. Every pair comes back with a decision and a score.
- More than 100 million records for a single client
- Unmatched, or a different amount or date
- A separate review queue
Exceptions queue
1,271 of 1,274 reconciled
- Amount differsTo reviewItaú · Wire 8,540.00ERP · Item 4471 · 8,450.00
- No matchTo reviewInter · Debit 1,260.00No entry in the ERP
- DuplicateTo reviewBradesco · Boleto 3,912.40ERP · 2 identical items
Sample data.
Categorization
Every transaction in the books.No typing.
Pay-ins, pay-outs, fees and transfers between your own accounts identified and posted to the right account, with rules and AI.
- Fees broken out
- Configurable accounting rules
- Log by account, date and cost center
Active rules
When account credit matches open item, clear it in the ERP
ActiveWhen debit with no invoice stays unmatched for 2 days, notify finance
ActiveWhen bank fee shows up on the statement, post to Bank charges
Active
Sample data.
Bank and crypto connectivity
Third-party accounts.By consent.
Customers' balances and statements read through Open Banking, with scope and duration defined per institution.
- 800+ institutions in Brazil's Open Finance
- Scope per institution
- Accounts with consent up for renewal flagged
Selecione a instituição
Sua instituição financeira
Itaú
Bradesco
Santander
Nubank
Inter
Caixa
3 de 3 selecionados
ContasSaldos e extrato
Cartões de créditoFaturas e lançamentos
InvestimentosPosições e rendimentos
Openi connection screens.
Every operation
Every kind of operation.In financial services.
| Operation | Where Openi comes in | Routines |
|---|---|---|
| Payments and crypto | Deposits and withdrawals across hundreds of accounts, categorized and posted to the books. | Pay-in and pay-out · Fees per transaction · Posting to the accounting system |
| Banks and institutions | Integrations and reconciliations between internal systems, with events by webhook. | Events by webhook · Databases as data sources · Mismatches set apart |
| Lending, asset managers and co-ops | Customer and assignor accounts read by consent and reconciled with the portfolio. | Read by consent · Reconciliation with the portfolio · Source trail |
Payments and crypto
- Where Openi comes in
- Deposits and withdrawals across hundreds of accounts, categorized and posted to the books.
- Routines
- Pay-in and pay-out · Fees per transaction · Posting to the accounting system
Banks and institutions
- Where Openi comes in
- Integrations and reconciliations between internal systems, with events by webhook.
- Routines
- Events by webhook · Databases as data sources · Mismatches set apart
Lending, asset managers and co-ops
- Where Openi comes in
- Customer and assignor accounts read by consent and reconciled with the portfolio.
- Routines
- Read by consent · Reconciliation with the portfolio · Source trail
For every team
One set of data.Each team gets what it needs.
Accounting
Every transaction categorized and posted, with a log by account, date and cost center.
Risk and audit
Every figure with the capture it came from, ready for whoever asks.
Who uses it
More customers.Same routine.
FAQ
What people ask before signing up.In financial services.
Didn't find what you were looking for?
Talk to a specialist and get your answer straight from our team.
Talk to a specialistNo. Openi is a technology company: it doesn't lend money or hold funds. It reads, processes and delivers the data.
Other audiences
The same platform.In other operations.
Demo
See Openiin your operation.
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It takes less than a minute.A specialist gets in touch
To understand your banks, your ERP and what takes up the most time today.You see Openi at work
Reconciliation, categorization and reporting in cases like yours.
